The great strength of this community is its wide-ranging expertise on diverse subjects.
Questions that involve an individual are routinely put on hold as too story based but where else can we go for the required knowledge?
A sufficiently devious user could adopt the simple expedient of making it about a race of beings. By disguising the question sufficiently we can evade the problem.
The following is a rather silly and extreme example but it serves my purpose as an illustration.
Question: My hero, a sentient lemming, jumps out of a tenth floor window, does it survive?
Answer: Too story-based. VTC
Question: On an Earth-like planet, a race of sentient lemming-like creatures routinely escape from their predators by jumping from high geological features. For example cliffs that are the height of ten-storey buildings. Can they realistically survive?
Answer 1: ...
Can we have a MacGyver tag (the actual name is of course up for debate) that allows for one-off questions involving an individual (or small group) in an imaginary world?
My example with the lemmings was 'scientific' but there could equally be questions about individuals or groups living in a magical/steam punk/other imaginary world.